Is the State Pension taxed? What changes from April 2027
The full new State Pension is set to rise above the frozen personal allowance in April 2027. How the Pension Tax Allowance works, and how savings can undo it.
Tagged “uk”
19 articles.
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How much savings is normal at your age in the UK?
What the FCA's Financial Lives survey says about UK savings by age, how many adults hold under £1,000, and why the average hides more than it shows.
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Did your net worth actually grow, or did prices rise?
UK CPI rose 3.1% in the year to August 2026. How to tell whether your net worth actually grew in real terms, and which ONS index to deflate it with.
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What is the average pension pot by age in the UK?
The average pension pot by age figures you will find measure three different things. Here is what the UK data says, and which number to compare with.
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Which house price figure goes in your net worth?
Lloyds says UK house prices fell in August. Nationwide says they rose. What that disagreement tells you about the house line in your own net worth.
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The 22% charge on cash in a stocks and shares ISA
The 22% charge on cash in a stocks and shares ISA, as announced for April 2027 and now in doubt after Budget 2026: how it was set to work at each tax band.
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How to track your net worth
How to track your net worth in the UK: where the number for each asset and debt actually comes from, and what to do about the ones that don't exist.
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How often should you check your net worth?
Guides say annually, quarterly and monthly, and none show their working. What sets the recording interval, and why no study can set the looking one.
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When a net worth spreadsheet stops working
A net worth spreadsheet rarely fails because it got big. It fails when you need a number from the past, and here is how to build one that keeps them.
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Does the 4% rule actually work in the UK?
The 4% rule came from US data. Here's what the research actually found for Britain, and why a UK retirement is a different shape from the one it models.
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Should your partner's money count in your net worth?
Your partner's assets, the joint mortgage, the house in one name: what belongs in your net worth, and why the ONS benchmark is a household figure.
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How to value a defined benefit pension in your net worth
Even the ONS can't settle on one way to value a defined benefit pension. Here's a simple, honest method to put a number on yours in your net worth.
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Average UK net worth by age: what the ONS data actually says
The median UK household net worth by age, from the latest ONS data, plus why 'average' misleads and how to read the figure for your own age band.
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Should your car count towards your net worth?
Should your car count towards your net worth? A UK guide to when to include it, how to value a depreciating asset, and how to treat car finance.
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Should your student loan count towards your net worth?
Should your student loan count towards your net worth? A UK guide to Plan 1–5 loans, the 2026/27 interest rates, and why the balance can mislead.
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Should your pension count towards your net worth?
Should your pension count towards your net worth? A UK guide to valuing DC and DB pensions, why the State Pension is different, and what to actually include.
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Should your home count towards your net worth?
Should your home count towards your net worth? A clear UK guide to the debate: the case each way, why property dominates UK wealth, and a two-number fix.
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What 10 years in a cash ISA actually grows to
How a cash ISA actually grows over 10 years at realistic UK rates: what £20,000 becomes, and what April 2027's savings tax rise means outside it.
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What is net worth?
A plain UK guide to net worth: what counts, what doesn't, why it's a snapshot of position rather than income, and what the figure is actually for.